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Where to Save and Splurge When Building New

Building a new home is a process that involves lots of planning, budgeting and emotions. When you are building a new home, smart budgeting is key to balancing costs while achieving quality, comfort and attaining your ultimate dream home vision. Here are a few ways you can save and splurge when building a new luxury custom home.

Where to Splurge
Structural Integrity & Foundation
– Invest in high-quality materials for your foundation, framing, and insulation (e.g., ICF for energy efficiency).
– Why? Structural quality affects long-term durability and energy savings.

Windows & Doors
– Choose energy-efficient, well-sealed windows and solid-core doors.
– Why? They impact energy bills, security, and curb appeal.

HVAC System
– Opt for a high-efficiency HVAC system with proper zoning and smart thermostats.
– Why? It provides comfort, air quality, and lowers energy costs over time.

Kitchen & Bathrooms
– Splurge on durable countertops (quartz, granite, butcher block), quality cabinetry, and plumbing fixtures.
– Why? These spaces see heavy use and can significantly impact resale value.

Insulation & Energy Efficiency
– Prioritize spray foam insulation. Insulated Concrete Form homes are also a great option if you are wanting to have a home that is efficient and disaster resistant.
– Why? This reduces long-term energy costs and improves comfort and soundproofing from the exterior elements.

Flooring (in high-traffic areas)
– Invest in durable materials like hardwood flooring, LVP (luxury vinyl plank) flooring, or tile for busy, high-traffic areas.
– Why? These flooring options handle wear and tear better, making these flooring options last longer.

Where to Save

Lighting Fixtures
– Choose stylish yet affordable lighting (many budget-friendly options mimic designer looks).
– Why? Fixtures are easy to swap out later without major renovations.

Cabinet Hardware & Faucets
– Use mid-range options that still offer style and durability.
– Why? Hardware trends change, and these are easy upgrades later.

Paint & Wall Treatments
– Stick with neutral, high-quality paint rather than expensive designer brands.
– Why? You can repaint later if tastes change.

Closet Systems
– Start with basic shelving and upgrade to custom organizers later.
– Why? DIY closet systems save thousands without sacrificing function.

Secondary Spaces
– Use budget-friendly finishes in laundry rooms, basements, and guest rooms.
– Why? Prioritize splurging on the main living areas first.

Smart Home Features
– Install basic wiring for future smart upgrades but avoid over-customization upfront.
– Why? Technology evolves quickly, and DIY systems are becoming more affordable.

Pro Tip
Prioritize spending on anything difficult to change later (structure, insulation, plumbing) and save on cosmetic items that are easy to upgrade such as fixtures, paint, lighting, and hardware that are easy to update at a later date.

When you are building a new custom home, it is essential to partner with an expert homebuilder. Paul Gray Homes is happy to answer any questions you may have about the homebuilding process. Contact us today to get started building the new luxury home of your dreams.